Buyer
Home Viewing Etiquette For Buyers
Before landing your dream home, the first order of business would be the initial process of finding it. Buyers should expect a lot of tours before finding “the one”--but although sellers are often the ones who have to “impress,” buye...
Understanding Property Liens and How They Can Be a Nightmare To Your Home Sale
First things first: you need to have a clear idea of what a lien is. A property lien, in simplest terms, is a legal claim a creditor can put against your property as a consequence of an unpaid debt. It is the creditor'...
Military Home Buyers: 5 Reasons To Choose A VA Loan Instead of A Conventional Loan
The VA Loan is a powerful mortgage option that has helped more than 22 million veterans , active duty military members and their families, purchase homes and achieve their American dream of homeownership. The program was creat...
Important Factors That Affect Your Mortgage Application
Want to know what lenders look at when they evaluate your loan application? It's a combination of things. Banks evaluate your attitude towards debt, predict your future income based on past and current employment, and measure you...
Beware: These Features Can Drive Up The Cost Of Your Homeowner’s Insurance
What drives up my home insurance costs? Why is my insurance premiums so high? If you're a new homeowner, this must be one of the many questions that have crossed your mind since you embarked on this new journey. Well, t...
What’s In A Mortgage? Breaking Down the Components of A Mortgage Payment
In simplest terms, a mortgage is a long-term loan designed to help borrowers purchase a house. It allows individuals to become homeowners without making a large down payment and thus, fulfilling The American Dream. Once you become a h...
The First-Time Home Buyer’s Guide To Earnest Money Deposits
Congratulations, you're about to purchase your first home! We’re guessing you’ve already gone through the mortgage pre-approval phase, and now it’s time to do the exciting part: house hunting! While you can shop with confidence becaus...
What To Do When Your Offer Is Rejected: Tips On How To Become A Better Home Buyer
Once you finally decide to place an offer on a house, you have to be ready for what comes next. In a slow market, your offer has a high chance of getting accepted given that there is little to no competition. But in a ...