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Important Factors That Affect Your Mortgage Application
Want to know what lenders look at when they evaluate your loan application? It's a combination of things. Banks evaluate your attitude towards debt, predict your future income based on past and current employment, and measure you...
How To Properly Deal With The Threat Of Foreclosure
The prospect of losing your home to foreclosure can be heartbreaking, and dealing with it can be equally devastating for you and your family. After all, when the bank decides to foreclose on your home, your credit report may be perman...
6 Staging Mistakes To Avoid When Selling Your Home
In the 2018 Home Staging Resource Survey of over 4,200 homes, 85% of the staged homes sold for 6-25% more than the unstaged homes. It's proof that even if sellers might think it can cost them so much time, money, and effort to...
Beware: These Features Can Drive Up The Cost Of Your Homeowner’s Insurance
What drives up my home insurance costs? Why is my insurance premiums so high? If you're a new homeowner, this must be one of the many questions that have crossed your mind since you embarked on this new journey. Well, t...
What’s In A Mortgage? Breaking Down the Components of A Mortgage Payment
In simplest terms, a mortgage is a long-term loan designed to help borrowers purchase a house. It allows individuals to become homeowners without making a large down payment and thus, fulfilling The American Dream. Once you become a h...
What To Do When Your Offer Is Rejected: Tips On How To Become A Better Home Buyer
Once you finally decide to place an offer on a house, you have to be ready for what comes next. In a slow market, your offer has a high chance of getting accepted given that there is little to no competition. But in a ...
The First-Time Home Buyer’s Guide To Earnest Money Deposits
Congratulations, you're about to purchase your first home! We’re guessing you’ve already gone through the mortgage pre-approval phase, and now it’s time to do the exciting part: house hunting! While you can shop with confidence becaus...
7 Advantages of Buying Your First Home in Your 30s
When is the right time to buy your first home? It's a common thing to be pressured by family and peers in considering the right age to buy your own property. Some people are eager and ready enough to fulfill this American dream early while ...