Buyer/Seller Info

TIPS FOR BUYERS

  • Avoiding Financial Stress
  • Build a Plan of Action and Get Ready
  • Finding the Right Seller
  • Getting a Legitimate Lender and Getting Pre-Approved
  • Hot, Normal, and Cold Markets
  • Importance of Inspection
  • Is Buying a Home Still a Smart Plan
  • Thinking About Buying a Foreclosure
  • Use a Buyer’s Agent
  • Why You Should Not Make Any Major Credit Purchases

This channel give you the tools you need to make informed real estate decisions in your local market.

TIPS FOR SELLERS

  • Considering Offers
  • Finding the Right Agent
  • For Sale By Owner – A Good Idea
  • Getting the Highest Price in the Shortest Time
  • Insist on a Home Inspection
  • Know Why You are Selling
  • Making a Good First Impression
  • Plan of Action
  • Setting the Price
  • What is a Short Sale Anyway

HOMEOWNER INFORMATION

  • Guide To Closing Costs
  • Common Ways of Holding Title
  • Condominium and PUD Ownership
  • Environmental Issues
  • Lead Poisoning
  • Living Trusts
  • Mechanics Liens
  • Mello-Roos
  • Radon
  • Underground Heating Oil Tanks
  • Understanding Foreclosures

TITLE AND ESCROW

  • Closing and Title Costs
  • Creative Financing
  • Required Reporting to the IRS
  • Statements of Information
  • The Functions of an Escrow
  • Title Insurance – Where Does Your Dollar Go?
  • Title Insurance Requirements for Insuring Trusts
  • Title Insurance When Refinancing Your Loan
  • Understanding Preliminary Reports
  • Understanding Title Insurance
  • Why Do You Need Title Insurance

REAL ESTATE GLOSSARY

  • Glossary of Real Estate Terms

MORTGAGE INFORMATION

  • Adjustable Rate Mortgages – The Pros and Cons
  • Adjustable Rate Mortgages-The Basics
  • Closing Costs When Buying or Refinancing a Home
  • Documenting Your Assets – Verifying Your Down Payment
  • FICO® Score – a Brief Explanation
  • FICO® Scores and Your Mortgage
  • Items You Need When Applying For a Loan
  • Land Contract
  • The Advantages of Different Types of Mortgage Lenders
  • The Biweekly Mortgage – Who Needs It?
  • The No-Cost Thirty Year Fixed Rate Mortgage
  • Types of Mortgage Lenders
  • What’s a FICO®?
  • Where Does the Money Come From for Mortgage Loans?
  • Which ARM is the Best Alternative?
  • Your Savings and Down Payment
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